I talked to my clients about their economic situation everyday. They always comment about school. What always shocks me if that they have never heard financial aid. I end up having to educating then about the available aid for students such as the FAFSA which is the application you will use to apply for the federal student aid programs provided by the department of education. There is also TAG which is the Tuition Aid Grant for the State of New Jersey and New Jersey Stars, etc.
People have borrowed 40K to 50K student loans per year without even applying once for financial aid. We have to take responsibility and do our research before getting seduced into taking a student loan. Below you will find some links hopefully they are helpful. Please comply with deadlines the early you apply the better. You have to apply every year.
https://fafsa.ed.gov/ (you need to get a pin first. Apply as early as possible)
Once last piece of advise when you get your financial aid package from your institution appeal it .
You can also ask for a waiver of the school's application based on need.
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