Ruiz Doolan Law Firm Blog

DOMESTIC PARTNERSHIP IN NEW JERSEY For unmarried couples, it is important to have proper estate planning documents to have legal standing to each other. The Domestic Partnership Act established domestic partnerships for same sex and opposite sex (age 62 and older) nonrelated partners.  Couples 62 years an older that want to establish a Domestic partnership need to establish the following criteria: ·          Share a common residence in New Jersey or in any other jurisdiction provided that at least one of the applicants is a member of a New Jersey State-administered retirement system; ·          Both persons are jointly responsible for each other’s common welfare as evidenced by joint financial arrangements or joint ownership of real or personal property; ·          Both persons agree to be jointly responsible for each other’s basic living expenses during the domestic partnership; ·           Neither applicant is in a marriage or civil union recognized by New Jersey law or a m

Renting an Apartment With Roommates When two or more people sign the same rental agreement or lease, they are co-tenants and share the same legal rights and responsibilities. The problem with this situation is that one roommate's bad behavior affect them all.  Cotenants may decide to split the rent equally or unequally between themselves. However, this agreements amongst roommates don't affect the landlord. Each cotenant is independently liable to the landlord for all of the rent. Landlords often remind cotenants of this obligation by inserting into the lease a that says that the tenants are "jointly and severally" liable for paying rent and adhering to terms of the agreement. A landlord can legally hold all cotenants responsible for the negative actions of just one, and terminate everyone's tenancy with the appropriate notice.  For all sorts of reasons, roommate arrangements regularly go bad.    Roommates make lots of informal agreements about splitting

An automobile service contract is similar to a warranty as they both promise to pay for certain repairs to your car. In order to determine if a service contract is worth paying for, you should consider; the cost, the services covered, and whether this a duplicate coverage from your car warranty.  Often times, the coverage in a service contract is duplicated by a warranty that already covers your car. Some of the issues you should look to are: Cost and Length of the Service Contract.   The initial price can range from several hundred dollars to more than $1,000. There may be a deductible each time your car is serviced or repaired. If the length of the service contract is similar to the warranty then it is not worth purchasing a similar contract.    Repairs and Services Are Covered:  Not all service contract cover all repairs. Check for all the exclusion applying to the policy. Who will make the repairs: Some contracts allow you to choose among several service dealers or authorized r